Bankruptcy

Are you overwhelmed by debt?

If you are in financial distress, it is imperative that you learn about your legal rights from a qualified bankruptcy attorney. Joseph I. Windman, Esq. is a dedicated attorney that protects your legal rights.

Whether you're considering Chapter 7 or Chapter 13 bankruptcy, the firm will work closely with you to explore your options and develop a personalized strategy that meets your unique needs. You will be guided through the complex bankruptcy process, protecting your rights and ensuring a smooth transition.

Don't let debt hold you back. Take the first step towards a brighter future. Contact today for a free consultation.

Bankruptcy is not an end, it is a new beginning.

What is Bankruptcy?

Bankruptcy is a legal process that allows individuals and businesses to discharge or restructure their debts under the protection of the court. There are two main types of bankruptcy.

Chapter 7 Bankruptcy

The simplest, fastest and least expensive form of bankruptcy relief. It provides the debtor with the opportunity to wipe out (discharge) most debts and get a fresh economic start. Not all qualify to file a Chapter 7, so call and schedule your free consultation to learn more.

  • Liquidation bankruptcy
  • Eligible debts may be discharged
  • Typically for individuals
  • Help you erase credit card debt, medical bills, and other unsecured debts

Chapter 13 Bankruptcy

A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to repay their debts over time and to prevent them from losing certain assets, such as a house or an automobile. Schedule your free consultation today to learn more.

  • Reorganization bankruptcy
  • Create a repayment plan to pay back some or all of your debts over a specified period (usually 3-5 years)
  • Typically for individuals with regular income
  • Help you save your home from foreclosure or stop repossession of your car.

How You Can Be Helped:

  • Free Consultation: Discuss your financial situation and explore your options.
  • Debt Analysis: Analyze your debts and assess your eligibility for bankruptcy relief.
  • Filing and Paperwork: Handle all the paperwork and legal procedures involved in the bankruptcy process.
  • Court Representation: Represent you in court and have resolve creditor issues on your behalf.
  • Post-Bankruptcy Guidance: Provide guidance and support to help you rebuild your credit and financial future.
    Don't wait any longer.

Contact today for a free consultation
to discuss your bankruptcy options.

Here to help you regain control of your financial life.

Bankruptcy is not an end, it is a new beginning.